Blog by ROBERT ALEXANDER

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First Time Home Buyer's Tax Credit

Wondering if you qualify for the First Time Home Buyer's Tax Credit? Here is some info that might answer your questions.

- Neither you, your spouse or your common-law partner may have may have lived in a house that either of you owned in the year of purchase or any of the four preceeding years.
-If you are a person with a disability or are buying the home for a disabled relative you don't have to be a first-time buyer. However, the home must be purchased to allow the person with a disability to live in a more accessible dwelling or in an environment better suited to the personal needs and care of that person.
- The house must be located in Canada and must either exist or be under construction in order to qualify.
- A share in a co-operative housing corperation that entitles you to possess and that gives you an equity interest in a housing unit located in Canada alsoqualifies. A share that only provides you with a right to tenancy in a housing unit does not qualify.
- The home must have been acquired after January 27 2009.
- The maximum tax relief is $750.00.
- For registrations on, or after, February 20 2008, the fair market value threshold for eligible residential property is $425,000. A proportional exemption is provided for eligible residences with a fair market value of up to $25,000 above the threshold (i.e. up to $450,000).
- For more information please visit http://www.sbr.gov.bc.ca/individuals/Property_Taxes/Property_Transfer_Tax/first_Time_home_buyer.htm